Learn the key differences between rollover vs direct transfer and how each option impacts your retirement savings. Federal Pension Advisors breaks down tax implications, processing timelines, and the safest way to move your funds without penalties. Get clear, expert guidance to protect your federal retirement assets and make confident decisions for long-term financial security.dollor https://www.federalpensionadvisors.com/post/usda-rif-2025-latest-updates-on-usda-layoffs