Arizona homeowners are refinancing in record numbers-and for good reason. With interest rates shifting and home values climbing, refinancing can be a powerful way to save big. In this article, we break down real examples, smart strategies, and what to expect from the refinance process in Arizona. No fluff, no jargon-just honest advice to help you decide if it’s the right move for you. https://x2mortgage.com/blog/refinance-in-arizona-2025-market-trends-explained