How it works: PayPal account holders can deliver money to family and friends throughout the app or online by using an internet browser. Account holders can mail money by means of a range of payment solutions; recipients also has to be PayPal account holders but can sign up for free. https://www.openlearning.com/u/barnettjohannessen-sosnh9/blog/5EssentialElementsForIciciInternationalMoneyTransferRates